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You arrange compulsory car insurance: what to say in Czech
You arrange compulsory car insurance.
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How it's done. Povinné ručení is compulsory liability insurance; havarijní pojištění is voluntary insurance against damage; the price depends on the car, age and experience.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Dobrý den, potřebuji povinné ručení.
DOH-brih dayn, POTR-sheh-booy-ee POH-veen-neh ROO-cheh-nee.
Good day, I need compulsory insurance.
THEY SAY
Jaké auto máte a kolik je mu let?YAH-keh OW-toh MAH-teh uh KOH-leek yeh moo let?
What car do you have and how old is it?
They might also say:
Jaká je značka a rok výroby?
YAH-kuh yeh ZNAHCH-kuh uh rok VIH-roh-bih?
What are the make and year of manufacture?
2
YOU REPLY
Je to Škoda Octavia, má pět let.
Yeh toh SHKOH-duh OTS-tuh-vee-uh, mah pyeht let.
It's a Škoda Octavia, five years old.
THEY SAY
Povinné ručení vás vyjde asi na pět tisíc korun ročně.POH-veen-neh ROO-cheh-nee vahs VIHY-deh AH-see nuh pyeht TEE-seets KOH-roon ROCH-nyeh.
Compulsory insurance will cost you about five thousand crowns a year.
3
YOU FINISH
Dobře, rád bych smlouvu podepsal{|a}.
DOBR-zheh, raht bikh SMLOH-oo-voo POH-dep-suhl.
All right, I'd like to sign the contract.
The course is in the app
This dialogue is part of the course “Czech for life in Czechia”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Dobrý
DOH-brih
adjective
good
den
dayn
noun
day
potřebuji
POTR-sheh-booy-ee
verb
I need
povinné
POH-veen-neh
adjective
compulsory
ručení
ROO-cheh-nee
noun
liability
auto
OW-toh
noun
car
23 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Můžete to zopakovat, prosím?
MOO-zheh-teh toh ZOH-puh-koh-vuht, PROH-seem?
Can you repeat that, please?
Můžete mluvit pomaleji, prosím?
MOO-zheh-teh MLOO-veet POH-muh-lay-ee, PROH-seem?
Can you speak more slowly, please?
Co to znamená?
Tsoh toh ZNAH-meh-nuh?
What does this mean?
Similar situations
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