German · Wohnungssuche
The landlord asks for a Schufa report and you do not have one yet: what to say in German
The landlord asks for a Schufa report and you do not have one yet.
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How it's done. The Schufa-Auskunft shows whether you pay your bills reliably; newcomers do not have one, so show an employment contract, proof of income or a guarantee (Bürgschaft) instead.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
THEY SPEAK FIRST
THEY SAY
Haben Sie eine Schufa-Auskunft?KHAH-bayn zee IGH-neh SHOO-fuh-OWS-koonft?
Do you have a Schufa report?
They might also say:
Wir brauchen noch Ihre Schufa. Haben Sie die dabei?
Veer BROW-khayn nokh EE-reh SHOO-fuh. KHAH-bayn zee dee duh-BIGH?
We still need your Schufa. Do you have it with you?
YOU REPLY
Nein, ich bin neu in Deutschland. Ich habe noch keine Schufa.
Nighn, eekh been noy een DOYCH-lahnd. Eekh KHAH-beh nokh KIGH-neh SHOO-fuh.
No, I'm new in Germany. I don't have a Schufa yet.
Or say:Was ist das? Ich bin neu hier.
Vahs eest dahs? Eekh been noy kheer.
THEY SAY
Die Schufa zeigt, ob Sie Ihre Rechnungen pünktlich zahlen. Sie können sie online anfordern.Dee SHOO-fuh tsighkt, op zee EE-reh REKH-noon-gayn PYOONK-tleekh TSAH-layn. Zee KYOH-nayn zee OHN-lighn AHN-for-dehrn.
The Schufa shows whether you pay your bills on time. You can request it online.
2
YOU REPLY
Was kann ich geben, wenn ich keine habe?
Vahs kahn eekh GEH-bayn, vayn eekh KIGH-neh KHAH-beh?
What can I give if I don't have one?
THEY SAY
Zeigen Sie einen Arbeitsvertrag oder einen Einkommensnachweis.TSIGH-gayn zee IGH-nayn AHR-bights-fehr-truhk OH-duh IGH-nayn IGHN-koh-mayns-nuhkh-vighs.
Show an employment contract or proof of income.
They might also say:
Sie können auch eine Bürgschaft bringen.
Zee KYOH-nayn owkh IGH-neh BYOORK-shuhft BREEN-gayn.
You can also bring a guarantee.
3
YOU REPLY
Ich habe einen Arbeitsvertrag. Reicht das?
Eekh KHAH-beh IGH-nayn AHR-bights-fehr-truhk. Righkht dahs?
I have an employment contract. Is that enough?
THEY SAY
Ja, das reicht meistens. Bringen Sie auch Ihre Kontoauszüge mit.Yah, dahs righkht MIGHS-tayns. BREEN-gayn zee owkh EE-reh KOHN-toh-ows-tsyoo-geh meet.
Yes, that is usually enough. Bring your account statements too.
4
YOU FINISH
Gut, danke für die Information!
Goot, DAHN-keh fyoor dee een-for-muh-tsee-OHN!
Good, thanks for the information!
The course is in the app
This dialogue is part of the course “German for life in Germany”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Haben
KHAH-bayn
verb
to have
Schufa-Auskunft
SHOO-fuh-OWS-koonft
noun
SCHUFA credit report
Nein
Nighn
adverb
no
bin
been
verb
I am
neu
noy
adjective
new
habe
KHAH-beh
verb
I have
39 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Können Sie das bitte wiederholen?
KYOH-nayn zee dahs BEE-teh vee-dehr-KHOH-layn?
Can you repeat that, please?
Können Sie bitte langsamer sprechen?
KYOH-nayn zee BEE-teh LAHNG-zuh-muh SHPREH-khayn?
Can you speak more slowly, please?
Was bedeutet das?
Vahs beh-DOY-tet dahs?
What does this mean?
Similar situations
You phone about a flat advertWohnungssuche · A2 in the app
→You check the rent and the extra chargesWohnungssuche · A2 in the app
→You ask which documents you need to apply for a flatWohnungssuche · A2 in the app
→You go to meet the flatmates at a shared flat (WG) that is looking for a new housemateWohnungssuche · A2 in the app
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