Polish · Rejestracja / ubezpieczenie
You buy compulsory third-party liability insurance for the car: what to say in Polish
You buy the compulsory liability insurance for your car.
💡
How it's done. OC (odpowiedzialność cywilna, liability insurance) is compulsory for a car owner; driving without it means a fine; you buy the policy from an insurer or online; the price depends on age, experience and the car.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Dzień dobry, chciałbym kupić ubezpieczenie OC dla samochodu.
Dzyayn DOH-brih, KHTSYAHV-bim KOO-peetsy oo-bes-pyeh-CHEH-nyeh Oh-tseh dlah suh-moh-KHOH-doo.
Good day, I'd like to buy OC insurance for my car.
Speaking as:
THEY SAY
Proszę o dowód rejestracyjny i dokument tożsamości.PROH-sheh oh DOH-voot reh-ehs-truh-TSIHY-nih ee doh-KOO-maynt tosh-suh-MOSY-tsee.
Your vehicle registration and ID, please.
They might also say:
Potrzebuję dowodu rejestracyjnego i prawa jazdy.
Pot-sheh-BOO-eh doh-VOH-doo reh-ehs-truh-tsihy-NEH-goh ee PRAH-vuh YAHZ-dih.
I need the vehicle registration and the driving licence.
2
YOU REPLY
Oto dokumenty. Ile to kosztuje?
OH-toh doh-koo-MAYN-tih. EE-leh toh kosh-TOO-eh?
Here are the documents. How much does it cost?
THEY SAY
OC jest obowiązkowe. Składka zależy od wieku, doświadczenia i samochodu. Policzę panu.Oh-tseh yehst oh-boh-vyohns-KOH-veh. SKWAHT-kuh zuh-LEH-zhih ot VYEH-koo, dosy-fyuht-CHEH-nyuh ee suh-moh-KHOH-doo. Poh-LEE-cheh PAH-noo.
OC is compulsory. The premium depends on age, experience and the car. I'll calculate it for you.
They might also say:
Składka zależy od wieku, doświadczenia i samochodu. Zaraz policzę.
SKWAHT-kuh zuh-LEH-zhih ot VYEH-koo, dosy-fyuht-CHEH-nyuh ee suh-moh-KHOH-doo. ZAH-ruhs poh-LEE-cheh.
The premium depends on age, experience and the car. I'll calculate it right away.
3
YOU REPLY
Czy mogę płacić w ratach?
Chih MOH-geh PVAH-tseetsy v RAH-tuhkh?
Can I pay in instalments?
THEY SAY
Tak, można w ratach. Oto oferta.Tahk, MOZH-nuh v RAH-tuhkh. OH-toh oh-FEHR-tuh.
Yes, instalments are possible. Here is the offer.
4
YOU FINISH
Dziękuję, wezmę ją do domu i przemyślę.
Dzyayn-KOO-eh, VEZ-meh yom doh DOH-moo ee psheh-MISY-leh.
Thank you, I'll take it home and think it over.
The course is in the app
This dialogue is part of the course “Polish for life in Poland”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Dzień
Dzyayn
noun
day
dobry
DOH-brih
adjective
good
chciałbym
KHTSYAHV-bim
verb
I would like
kupić
KOO-peetsy
verb
to buy
ubezpieczenie
oo-bes-pyeh-CHEH-nyeh
noun
insurance
samochodu
suh-moh-KHOH-doo
noun
car (genitive)
37 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Proszę powtórzyć.
PROH-sheh pof-TOO-zhitsy.
Please repeat that.
Proszę mówić wolniej.
PROH-sheh MOO-veetsy VOL-nyay.
Please speak more slowly.
Proszę to napisać.
PROH-sheh toh nuh-PEE-suhtsy.
Please write it down.
Co to znaczy?
Tsoh toh ZNAH-chih?
What does this mean?
Similar situations
You register the car at the communications departmentRejestracja / ubezpieczenie · A2 in the app
→You ask whether you can drive on a Ukrainian licence and whether you need to exchange itPrawo jazdy · A2 in the app
→After filling up you pay at the tillStacja paliw · A1 in the app
→The wrong fuel went into the tankStacja paliw · A2 in the app
→Found a mistake? Write to us and we will fix it. This is language help, not medical or legal advice.Report