Portuguese · Secretaria
School insurance and an accident: what to say in Portuguese
Your child has been hurt at school, and the office explains about school insurance.
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How it's done. State-school pupils have school insurance (seguro escolar); for it the school files an accident report.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
THEY SPEAK FIRST
THEY SAY
O acidente está coberto pelo seguro escolar.Oo uh-see-DAYNT shtah koo-BEHR-too PEH-loo sih-GOO-roo shkoo-LAHR.
The accident is covered by school insurance.
YOU REPLY
O seguro paga o hospital?
Oo sih-GOO-roo PAH-guh oo oosh-pee-TAHL?
Does the insurance pay for the hospital?
THEY SAY
Sim, as despesas são reembolsadas.Seen, uhzh dish-PEH-zuhsh sow ree-ayn-bool-SAH-duhsh.
Yes, the expenses are reimbursed.
2
YOU REPLY
O que é que tenho de fazer?
Oo k eh k TEH-nyoo d fuh-ZEHR?
What do I have to do?
THEY SAY
Traga as faturas e nós tratamos do resto.TRAH-guh uhsh fuh-TOO-ruhz ee nozh truh-TAH-moozh doo resht.
Bring the bills and we'll deal with the rest.
They might also say:
Guarde as faturas do hospital. Temos de preencher a participação do acidente.
Gwahrd uhsh fuh-TOO-ruhzh doo oosh-pee-TAHL. TEH-moozh d pree-ayn-SHEHR uh puhr-tee-see-puh-SOW doo uh-see-DAYNT.
Keep the hospital bills. We have to fill in the accident report.
3
YOU FINISH
Obrigado!
oh-bree-GAH-doo!
Thank you!
Or say:Muito obrigado!
MWEE-too oh-bree-GAH-doo!
The course is in the app
This dialogue is part of the course “Portuguese for life in Portugal”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
acidente
uh-see-DAYNT
noun
accident, mishap
está
shtah
verb
is, is located (now)
coberto
koo-BEHR-too
adjective
covered (by insurance)
seguro
sih-GOO-roo
noun
insurance
escolar
shkoo-LAHR
adjective
school (adjective)
paga
PAH-guh
verb
(you) pay
21 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Pode falar mais devagar, por favor?
Pod fuh-LAHR mighzh dvuh-GAHR, poor fuh-VOR?
Can you speak more slowly, please?
Pode escrever, por favor?
Pod shkrih-VEHR, poor fuh-VOR?
Can you write it down, please?
Similar situations
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