Polish · Elektronika
You ask about paying for a TV in instalments: what to say in Polish
You ask about paying for a TV in instalments.
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How it's done. Instalments (raty) are a contract: check the oprocentowanie (interest), the number of payments and the total cost; do not sign until you understand the terms.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Dzień dobry, czy mogę kupić ten telewizor na raty?
Dzyayn DOH-brih, chih MOH-geh KOO-peetsy tayn teh-leh-VEE-zor nuh RAH-tih?
Good day, can I buy this TV in instalments?
Or say:Dzień dobry, czy jest możliwość zakupu w ratach?
Dzyayn DOH-brih, chih yehst mozh-LEE-vosytsy zuh-KOO-poo v RAH-tuhkh?
THEY SAY
Tak, można rozłożyć płatność na dwanaście lub dwadzieścia cztery raty.Tahk, MOZH-nuh roz-VOH-zhitsy PVAHT-nosytsy nuh DVAH-nuhsy-tsyeh loop dvuhd-ZYEHSY-tsyuh CHTEH-rih RAH-tih.
Yes, you can split the payment into twelve or twenty-four instalments.
2
YOU REPLY
Czy są odsetki?
Chih som ot-SET-kee?
Is there interest?
THEY SAY
Przy dwunastu ratach nie ma odsetek. Przy dwudziestu czterech jest niewielkie oprocentowanie.Pshih dvoo-NAHS-too RAH-tuhkh nyeh mah ot-SEH-tek. Pshih dvood-ZYEHS-too CHTEH-rekh yehst nyeh-VYEHL-kyeh oh-proh-tsayn-toh-VAH-nyeh.
With twelve instalments there is no interest. With twenty-four there is a small interest rate.
They might also say:
Dwanaście rat jest bez odsetek, dwadzieścia cztery z niewielkim oprocentowaniem.
DVAH-nuhsy-tsyeh raht yehst bes ot-SEH-tek, dvuhd-ZYEHSY-tsyuh CHTEH-rih z nyeh-VYEHL-keem oh-proh-tsayn-toh-VAH-nyehm.
Twelve instalments are interest-free, twenty-four with a small interest rate.
3
YOU REPLY
Co jest potrzebne do umowy?
Tsoh yehst pot-SHEB-neh doh oo-MOH-vih?
What is needed for the contract?
THEY SAY
Dokument tożsamości i numer PESEL.Doh-KOO-maynt tosh-suh-MOSY-tsee ee NOO-mehr PEH-sel.
An ID and a PESEL number.
4
YOU REPLY
Dobrze. Poproszę dokładne warunki na piśmie.
DOB-zheh. Poh-PROH-sheh doh-KWAHD-neh vuh-ROON-kee nuh PEESY-myeh.
Fine. I'd like the exact terms in writing.
THEY SAY
Oczywiście, wydrukuję symulację rat.Oh-CHIH-veesy-tsyeh, vih-droo-KOO-eh sih-moo-LAH-tsyeh raht.
Of course, I'll print the instalment calculation.
5
YOU FINISH
Dziękuję bardzo za wyjaśnienie!
Dzyayn-KOO-eh BAHRD-zoh zah vih-ahsy-NYEH-nyeh!
Thank you very much for the explanation!
THEY SAY
Proszę bardzo.PROH-sheh BAHRD-zoh.
You're welcome.
The course is in the app
This dialogue is part of the course “Polish for life in Poland”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Dzień
Dzyayn
noun
day
dobry
DOH-brih
adjective
good
mogę
MOH-geh
verb
I can
kupić
KOO-peetsy
verb
to buy
telewizor
teh-leh-VEE-zor
noun
TV
raty
RAH-tih
noun
instalments
47 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Proszę powtórzyć.
PROH-sheh pof-TOO-zhitsy.
Please repeat that.
Proszę mówić wolniej.
PROH-sheh MOO-veetsy VOL-nyay.
Please speak more slowly.
Co to znaczy?
Tsoh toh ZNAH-chih?
What does this mean?
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