Home›Czech›Immigration police, labour office, insurer without stress›You ask how to change your health insurance...
Czech · Zdravotní pojišťovna

You ask how to change your health insurance company: what to say in Czech

You ask how to change your health insurer.

Zdravotní pojišťovna8 linesLevel A2For life in Czechia The rest of the dialogue is in the app
💡
How it's done. You may change your insurer only once a year; you apply to the new insurer and the old one is informed automatically; before changing ask about differences in services.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.

Cheat sheet for your visit

The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.

1
YOU START
Dobrý den, chtěl{|a} bych změnit zdravotní pojišťovnu. Jak to udělám?
DOH-brih dayn, khtyehl bikh ZMNYEH-neet ZDRAH-vot-nee POY-eesh-tyov-noo. Yahk toh OO-dyeh-luhm?
Good day, I'd like to change my health insurer. How do I do it?
Or say:Dobrý den, mohu přejít k jiné pojišťovně?
DOH-brih dayn, MOH-goo PRSHAY-eet g YEE-neh POY-eesh-tyov-nyeh?
Speaking as:
THEY SAY
Dobrý den. Změnit pojišťovnu můžete jednou za dvanáct měsíců. Přihlášku podáte u nové pojišťovny.
DOH-brih dayn. ZMNYEH-neet POY-eesh-tyov-noo MOO-zheh-teh YEHD-noh-oo zah DVAH-nuhtst MNYEH-see-tsoo. PRSHEEG-luhsh-koo POH-duh-teh oo NOH-veh POY-eesh-tyov-nih.
Good day. You can change insurer once in twelve months. You hand in the application at the new insurer.
in the app
2
YOU REPLY
Musím to nějak oznámit staré pojišťovně?
MOO-seem toh NYEH-ahk OZ-nuh-meet STAH-reh POY-eesh-tyov-nyeh?
Do I have to somehow notify the old insurer?
THEY SAY
Ne, nová pojišťovna to vyřídí za vás.
Neh, NOH-vuh POY-eesh-tyov-nuh toh VIR-zhee-dee zah vahs.
No, the new insurer will arrange it for you.
They might also say:
Ne, o změně informuje nová pojišťovna.
Neh, oh ZMNYEH-nyeh EEN-for-moo-eh NOH-vuh POY-eesh-tyov-nuh.
No, the new insurer informs of the change.
in the app
3
YOU REPLY
Od kdy se změna projeví?
Ot gdih seh ZMNYEH-nuh PROH-eh-vee?
From when does the change take effect?
THEY SAY
Přesné datum vám sdělí nová pojišťovna.
PRSHES-neh DAH-toom vahm ZDYEH-lee NOH-vuh POY-eesh-tyov-nuh.
The new insurer will tell you the exact date.
in the app
4
YOU FINISH
Děkuji za vysvětlení.
DYEH-kooy-ee zah VIH-svyeh-tleh-nee.
Thank you for the explanation.
THEY SAY
Rádo se stalo.
RAH-doh seh STAH-loh.
My pleasure.
in the app

The course is in the app

This dialogue is part of the course “Czech for life in Czechia”: 416 situations with audio, a pronunciation guide and spaced review.

On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.

Words worth knowing

Dobrý
DOH-brih
adjective
good
den
dayn
noun
day
bych
bikh
verb
would
změnit
ZMNYEH-neet
verb
to change
zdravotní
ZDRAH-vot-nee
adjective
health
pojišťovnu
POY-eesh-tyov-noo
noun
insurance company (accusative)

36 more words, with explanations, base forms and tap-a-word help, are in the app.

If you did not understand

Můžete to zopakovat, prosím?
MOO-zheh-teh toh ZOH-puh-koh-vuht, PROH-seem?
Can you repeat that, please?
Můžete mluvit pomaleji, prosím?
MOO-zheh-teh MLOO-veet POH-muh-lay-ee, PROH-seem?
Can you speak more slowly, please?
Ještě neumím dobře česky.
YEHSH-tyeh NEH-oo-meem DOBR-zheh CHES-kih.
I don't speak Czech well yet.
Co to znamená?
Tsoh toh ZNAH-meh-nuh?
What does this mean?

All 21 rescue phrases in Czech →

Found a mistake? Write to us and we will fix it. This is language help, not medical or legal advice.Report