German · Krankenkasse
You decide to take out insurance with a health insurance fund: what to say in German
You decide to take out insurance with a health insurer.
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How it's done. Health insurance is mandatory in Germany; most people choose one of the statutory insurers (gesetzliche Krankenkasse); registration is online or at an office.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
THEY SPEAK FIRST
THEY SAY
Guten Tag, wie kann ich Ihnen helfen?GOO-tayn tahk, vee kahn eekh EE-nayn KHEL-fayn?
Good day, how can I help you?
YOU REPLY
Guten Tag, ich möchte mich bei Ihrer Krankenkasse versichern.
GOO-tayn tahk, eekh MYOKH-teh meekh bigh EE-ruh KRAHN-kayn-kuh-seh fehr-ZEE-khehrn.
Good day, I'd like to take out insurance with your health insurer.
THEY SAY
Sind Sie angestellt oder arbeitssuchend?Zeent zee AHN-gesh-telt OH-duh AHR-bight-soo-khaynt?
Are you employed or looking for work?
They might also say:
Arbeiten Sie oder sind Sie arbeitslos gemeldet?
AHR-bigh-tayn zee OH-duh zeent zee AHR-bight-slos geh-MEL-det?
Do you work or are you registered as unemployed?
2
YOU FINISH
Ich arbeite seit einem Monat. Hier ist mein Arbeitsvertrag.
Eekh AHR-bigh-teh zight IGH-nem MOH-nuht. Kheer eest mighn AHR-bights-fehr-truhk.
I've been working for a month. Here is my employment contract.
THEY SAY
Danke. Dann stelle ich Ihre Mitgliedschaft aus.DAHN-keh. Dahn SHTEH-leh eekh EE-reh MEET-gleet-shuhft ows.
Thank you. Then I'll set up your membership.
The course is in the app
This dialogue is part of the course “German for life in Germany”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Guten
GOO-tayn
adjective
good (in greetings)
Tag
tahk
noun
day
wie
vee
adverb
how
kann
kahn
verb
can
helfen
KHEL-fayn
verb
to help
möchte
MYOKH-teh
verb
would like
26 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Können Sie das bitte wiederholen?
KYOH-nayn zee dahs BEE-teh vee-dehr-KHOH-layn?
Can you repeat that, please?
Können Sie bitte langsamer sprechen?
KYOH-nayn zee BEE-teh LAHNG-zuh-muh SHPREH-khayn?
Can you speak more slowly, please?
Ich spreche noch nicht gut Deutsch.
Eekh SHPREH-kheh nokh neekht goot doych.
I don't speak German well yet.
Similar situations
Your health insurance card has not arrived yetKrankenkasse · A2 in the app
→You ask whether your child can be insured with youKrankenkasse · A2 in the app
→You want to switch to another health insurance fundKrankenkasse · A2 in the app
→You need a tax identification numberFinanzamt / Steuer-ID · A2 in the app
→Found a mistake? Write to us and we will fix it. This is language help, not medical or legal advice.Report