German · Krankenkasse
You want to switch to another health insurance fund: what to say in German
You want to change to another health insurance fund.
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How it's done. To change your fund (Krankenkasse) you first give notice to the old one; the new fund registers you after the confirmation; the notice period is usually two months, and there is a minimum membership period.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Guten Tag, ich möchte die Krankenkasse wechseln. Wie geht das?
GOO-tayn tahk, eekh MYOKH-teh dee KRAHN-kayn-kuh-seh VEK-seln. Vee get dahs?
Good day, I'd like to change my health insurance fund. How does that work?
Or say:Guten Tag, ich möchte zu Ihrer Krankenkasse wechseln.
GOO-tayn tahk, eekh MYOKH-teh tsoo EE-ruh KRAHN-kayn-kuh-seh VEK-seln.
THEY SAY
Dazu müssen Sie bei Ihrer alten Krankenkasse kündigen. Das geht schriftlich.Duh-TSOO MYOO-sayn zee bigh EE-ruh AHL-tayn KRAHN-kayn-kuh-seh KYOON-dee-gayn. Dahs get SHREEF-tleekh.
For that you have to give notice to your old fund. That is done in writing.
They might also say:
Zuerst kündigen Sie bei Ihrer alten Kasse, schriftlich. Dann melden wir Sie bei uns an.
Tsoo-EHRST KYOON-dee-gayn zee bigh EE-ruh AHL-tayn KAH-seh, SHREEF-tleekh. Dahn MEL-dayn veer zee bigh oons ahn.
First you give notice to your old fund in writing. Then we register you with us.
2
YOU REPLY
Muss ich noch etwas beachten?
Moos eekh nokh EH-tvuhs beh-AHKH-tayn?
Do I have to bear anything else in mind?
THEY SAY
Sie bekommen von der alten Kasse eine Kündigungsbestätigung. Die brauchen wir für die Anmeldung.Zee beh-KOH-mayn fohn dehr AHL-tayn KAH-seh IGH-neh KYOON-dee-goongs-besh-teh-tee-goong. Dee BROW-khayn veer fyoor dee AHN-mel-doong.
You'll get a confirmation of termination from the old fund. We need it for the registration.
3
YOU REPLY
Und was ist mit der Versicherungskarte?
Oont vahs eest meet dehr fehr-ZEE-kheh-roongs-kuhr-teh?
And what about the insurance card?
THEY SAY
Die neue Karte bekommen Sie per Post. Die alte geben Sie bitte zurück.Dee NOY-eh KAHR-teh beh-KOH-mayn zee pehr post. Dee AHL-teh GEH-bayn zee BEE-teh tsoo-RYOOK.
You'll get the new card by post. Please return the old one.
4
YOU FINISH
Alles klar, danke!
AH-les klahr, DAHN-keh!
Understood, thanks!
The course is in the app
This dialogue is part of the course “German for life in Germany”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Guten
GOO-tayn
adjective
good (in greetings)
Tag
tahk
noun
day
möchte
MYOKH-teh
verb
would like
Krankenkasse
KRAHN-kayn-kuh-seh
noun
health insurance fund
wechseln
VEK-seln
verb
to change
Wie
Vee
adverb
how
42 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Können Sie das bitte wiederholen?
KYOH-nayn zee dahs BEE-teh vee-dehr-KHOH-layn?
Can you repeat that, please?
Können Sie bitte langsamer sprechen?
KYOH-nayn zee BEE-teh LAHNG-zuh-muh SHPREH-khayn?
Can you speak more slowly, please?
Was bedeutet das?
Vahs beh-DOY-tet dahs?
What does this mean?
Similar situations
You decide to take out insurance with a health insurance fundKrankenkasse · A2 in the app
→Your health insurance card has not arrived yetKrankenkasse · A2 in the app
→You ask whether your child can be insured with youKrankenkasse · A2 in the app
→A new employer asks about your tax classFinanzamt / Steuer-ID · A2 in the app
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