Polish · Konto w banku
You ask about the account fee: what to say in Polish
You ask about account fees.
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How it's done. Opłata za prowadzenie konta is the monthly account fee, opłata za kartę the card fee, za darmo free; many banks waive the fee under regular deposits.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Ile kosztuje prowadzenie konta miesięcznie?
EE-leh kosh-TOO-eh proh-vuhd-ZEH-nyeh KOHN-tuh myeh-SYAYNCH-nyeh?
How much does maintaining the account cost per month?
Or say:Czy są jakieś opłaty za konto?
Chih som YAH-kyehsy oh-PVAH-tih zah KOHN-toh?
THEY SAY
Prowadzenie konta kosztuje piętnaście złotych miesięcznie.Proh-vuhd-ZEH-nyeh KOHN-tuh kosh-TOO-eh PYAYNT-nuhsy-tsyeh ZVOH-tikh myeh-SYAYNCH-nyeh.
Maintaining the account costs fifteen zloty a month.
They might also say:
Konto jest bezpłatne, jeśli wpływa na nie wynagrodzenie.
KOHN-toh yehst bes-PVAHT-neh, YEHSY-lee FPVIH-vuh nuh nyeh vih-nuh-grod-ZEH-nyeh.
The account is free if salary goes into it.
2
YOU FINISH
A czy karta jest w cenie?
Uh chih KAHR-tuh yehst f TSEH-nyeh?
And is the card included in the price?
THEY SAY
Tak, karta debetowa jest za darmo.Tahk, KAHR-tuh deh-beh-TOH-vuh yehst zah DAHR-moh.
Yes, the debit card is free.
The course is in the app
This dialogue is part of the course “Polish for life in Poland”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
kosztuje
kosh-TOO-eh
verb
costs
prowadzenie
proh-vuhd-ZEH-nyeh
noun
maintenance, running
konta
KOHN-tuh
noun
account (genitive)
miesięcznie
myeh-SYAYNCH-nyeh
adverb
monthly
złotych
ZVOH-tikh
noun
zlotys
karta
KAHR-tuh
noun
card
11 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
Proszę powtórzyć.
PROH-sheh pof-TOO-zhitsy.
Please repeat that.
Proszę mówić wolniej.
PROH-sheh MOO-veetsy VOL-nyay.
Please speak more slowly.
Co to znaczy?
Tsoh toh ZNAH-chih?
What does this mean?
Similar situations
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