Spanish · Cuenta bancaria
You ask about account fees: what to say in Spanish
You ask about account fees.
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How it's done. A fee is a comisión; ask about comisión de mantenimiento (maintenance) and comisión por transferencia; many banks waive it if your salary (nómina) is paid in.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.
Cheat sheet for your visit
The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.
1
YOU START
Quisiera saber si esta cuenta tiene comisiones.
Kee-SYEH-ruh suh-BEHR see ES-tuh koo-AYN-tuh TYEH-neh koh-mee-SYOH-nes.
I'd like to know whether this account has fees.
THEY SAY
Tiene una comisión de mantenimiento de tres euros al mes.TYEH-neh OO-nuh koh-mee-SYOHN deh mahn-teh-nee-MYAYN-toh deh tres EH-oo-ros ahl mes.
There is a maintenance fee of three euros a month.
They might also say:
Cobramos tres euros al mes por el mantenimiento.
Koh-BRAH-mos tres EH-oo-ros ahl mes por el mahn-teh-nee-MYAYN-toh.
We charge three euros a month for maintenance.
2
YOU REPLY
¿Y si mi empresa ingresa aquí la nómina?
Ee see mee em-PREH-suh een-GREH-suh uh-KEE lah NOH-mee-nuh?
And if my company pays my salary in here?
THEY SAY
Entonces no paga comisión. Le conviene.Ayn-TOHN-ses noh PAH-guh koh-mee-SYOHN. Leh kohn-BYEH-neh.
Then you don't pay a fee. It suits you.
3
YOU REPLY
Perfecto, gracias.
Pehr-FEK-toh, GRAH-syuhs.
Perfect, thanks.
THEY SAY
De nada. ¿Quiere abrirla ahora?Deh NAH-duh. KYEH-reh uh-BREER-luh uh-OH-ruh?
You're welcome. Do you want to open it now?
4
YOU FINISH
Sí, por favor.
See, por fuh-BOR.
Yes, please.
The course is in the app
This dialogue is part of the course “Spanish for life in Spain”: 416 situations with audio, a pronunciation guide and spaced review.
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.
Words worth knowing
Quisiera
Kee-SYEH-ruh
verb
I would like
saber
suh-BEHR
verb
to know, to find out
cuenta
koo-AYN-tuh
noun
account
tiene
TYEH-neh
verb
has
comisiones
koh-mee-SYOH-nes
noun
fees
comisión
koh-mee-SYOHN
noun
fee, commission
28 more words, with explanations, base forms and tap-a-word help, are in the app.
If you did not understand
¿Puede repetirlo, por favor?
Poo-EH-deh reh-peh-TEER-loh, por fuh-BOR?
Can you repeat that, please?
¿Puede hablar más despacio, por favor?
Poo-EH-deh uh-BLAHR mahs des-PAH-syoh, por fuh-BOR?
Can you speak more slowly, please?
¿Puede escribírmelo, por favor?
Poo-EH-deh es-kree-BEER-meh-loh, por fuh-BOR?
Can you write it down for me, please?
Similar situations
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