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Portuguese · Multibanco / MB Way

Pay a bill at Multibanco using the reference: what to say in Portuguese

You need to pay a bill at the Multibanco using a reference, and you ask how.

Multibanco / MB Way7 linesLevel A2For life in Portugal The rest of the dialogue is in the app
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How it's done. Electricity, water, phone and even taxes are often paid with a referência Multibanco: entity + reference + amount.Prepared by the Movko team, November 2026. This is language help, not legal or medical advice: check the rules with the office itself.

Cheat sheet for your visit

The first phrase is open: tap ▶ to listen, or “Show” to show it to the other person. The rest of the dialogue is in the course in the app.

1
YOU START
Como é que pago esta referência?
KOH-moo eh k PAH-goo ESH-tuh rih-fih-RAYN-syuh?
How do I pay this reference?
Or say:Tenho de pagar esta fatura por Multibanco.
TEH-nyoo d puh-GAHR ESH-tuh fuh-TOO-ruh poor mool-tee-BAHN-koo.
THEY SAY
Meta a entidade, a referência e o valor.
MEH-tuh uh ayn-tee-DAHD, uh rih-fih-RAYN-syuh ee oo vuh-LOR.
Enter the entity, the reference and the amount.
They might also say:
Introduza a entidade, a referência e o valor.
Een-troo-DOO-zuh uh ayn-tee-DAHD, uh rih-fih-RAYN-syuh ee oo vuh-LOR.
Enter the entity, the reference and the amount.
in the app
2
YOU REPLY
E o valor, meto com cêntimos?
Ee oo vuh-LOR, MEH-too kohn SAYN-tee-moosh?
And do I enter the amount with cents?
THEY SAY
Sim, por exemplo, quarenta e dois vírgula cinquenta.
Seen, poor ee-ZEM-ploo, kwuh-RAYN-tuh ee doyzh VEER-goo-luh seen-KWAYN-tuh.
Yes, for example, forty-two point fifty.
in the app
3
YOU REPLY
Já está. Sai talão?
Zhah shtah. Sigh tuh-LOW?
Done. Do I get a receipt?
THEY SAY
Sim, guarde o talão como comprovativo.
Seen, gwahrd oo tuh-LOW KOH-moo kom-proo-vuh-TIH-voo.
Yes, keep the receipt as proof.
in the app
4
YOU FINISH
Obrigado!
oh-bree-GAH-doo!
Thank you!
Or say:Muito obrigado!
MWEE-too oh-bree-GAH-doo!

The course is in the app

This dialogue is part of the course “Portuguese for life in Portugal”: 416 situations with audio, a pronunciation guide and spaced review.

Open in the App Store
On the website the first dialogue, the 112 category, the rescue phrases and the “Basics” are fully open.

Words worth knowing

Como
KOH-moo
adverb
how
é
eh
verb
is
pago
PAH-goo
verb
(I) pay
referência
rih-fih-RAYN-syuh
noun
reference, payment reference
Meta
MEH-tuh
verb
enter, insert
entidade
ayn-tee-DAHD
noun
entidade: the payee code (at a cash machine)

23 more words, with explanations, base forms and tap-a-word help, are in the app.

If you did not understand

Pode falar mais devagar, por favor?
Pod fuh-LAHR mighzh dvuh-GAHR, poor fuh-VOR?
Can you speak more slowly, please?
Pode mostrar-me?
Pod moosh-TRAHRM?
Can you show me?

All 21 rescue phrases in Portuguese →

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The rest of the dialogue is in MovkoDownload